How Much Does Cataract Surgery Cost In Ft. Worth, Texas
The costs of cataract surgery in Ft. Worth, Texas depend on various factors, such as eye health, age, medical history, or past eye surgery. A primary factor, however, depends on your health insurance plan through Medicaid, Medicare, or even private medical insurance. From a recent report, patients without any medical insurance had an out-of-pocket cost between $3,600 and $6,000 for each eye.
Fortunately, the majority of cataract surgery procedures carried out in the U.S. are either partially or fully covered by medical insurance. This is to help the patient save on the overall cost of the procedure and help people get back to their daily lives. Cataract surgery is categorized as a medically necessary procedure.
Affordable Or Low Cost Cataract Surgery in Ft. Worth
Patients who are relying solely on their medical insurance will likely opt for cataract surgery at the lowest cost. The industry standard for a low-cost cataract surgery is to replace the natural lens with a monofocal intraocular lens (IOL), which often requires little to no added cost. A monofocal lens will often correct either nearsightedness or farsightedness in the patient. The patient may only be required to pay their deductible and/or co-payments as specified in their insurance policy.
However, for patients seeking to improve their vision further, opting for a presbyopia-correcting IOL or a premium Toric IOL for astigmatism will require that patients pay the additional cost incurred as a result of these advanced techniques. However, the benefits are well worth the added costs.
Determining The Cost Of Cataract Surgery Without Insurance
While most patients who undergo cataract surgery in , Texas have some form of medical insurance, a patient without insurance will need to pay the cost out-of-pocket. Fortunately, a number of payment plans and options for monthly options are nearly always available through the clinic or a 3rd party creditor.
Similarly, some patients who aren’t candidates for LASIK can elect for a quasi-cataract surgery procedure referred to as refractive lens exchange (RLE).
The refractive lens exchange procedure is carried out the same way as cataract surgery. The only difference is that the natural lens of the eye which is removed in RLE is not yet clouded like that of cataract. The natural lens of the eye will be replaced with an IOL. A refractive lens exchange like any cataract surgery will help correct eye defects such as near or farsightedness. Thus, reducing patient’s dependence on eyeglasses or contacts.
The refractive lens exchange procedure with a standard monofocal IOL implant costs the same amount as cataract surgery. Plus, a procedure that uses a Toric IOL for astigmatism or presbyopia-correcting IOL will increase the cost of the surgery as well.
Cost Of "Out-Of-Pocket" Cataract Surgery With Insurance
“Out-Of-Pocket” expenses for cataract surgery can also refer to any additional costs of the procedure, which may not even be covered by your medical insurance policy. Medical insurance covers procedures that are medically necessary, but any product or add-on involved might not be considered as medically necessary, which means, no coverage.
Why continue to wear prescription eyeglasses or contacts after cataract surgery? The one-time additional cost from advanced procedures for cataract surgery may be a suitable alternative that can be budgeted effectively.